The community sales representative works for the builder or developer—not for you. In almost all cases, we are paid by the builder. It gets even better: because we work in your best interest, it’s a win-win for both of us.
We help buyers compare communities, neighborhoods, homesites, floor plans, options, incentives, contracts, inspections, association costs, and construction timelines.
Call or contact us before visiting a new-home sales center.
Plan for purchase expenses and ongoing ownership costs in your Vivid Shores search.
← Return to Explore Southwest FloridaThe advertised price is the starting point for planning a Vivid Shores purchase. Request a written breakdown for the actual property, then separate the funds needed to complete the purchase from the expenses of owning it.
For a new home, review the quoted price for the particular lot and chosen specification. Include any homesite premium, structural options and outdoor features in the comparison. For a resale, consider the purchase price alongside any improvements you plan.
If you are obtaining a mortgage, review the lender’s itemized Loan Estimate. Depending on the loan, costs may include origination charges, appraisal, prepaid interest and other loan-related services.
Ask the closing provider for a property-specific estimate covering title-related services, settlement charges, recording and other transaction expenses. Review the purchase agreement to understand how charges are assigned.
Allow for the inspections relevant to the home and its features. A resale may need additional specialist reviews; new construction may also benefit from inspections at appropriate stages.
Request current information about association dues, application or transfer charges, contributions, assessments and any membership requirements. Ask whether a Community Development District assessment applies and obtain the current amount for the property.
Obtain insurance quotes for the specific home and review the estimated property taxes. The closing estimate may include prepaid items, escrow deposits, prorations or credits that affect the funds needed at settlement.
Prepare one list for the cash required to complete the purchase and another for recurring expenses such as insurance, property taxes, community fees and maintenance. This makes it easier to compare a new home with a resale on the same basis.
For a financed purchase, compare the final Closing Disclosure with your latest Loan Estimate and ask the lender or closing provider to explain differences. Cash transactions should also have an itemized settlement estimate from the closing provider.
Costs and payment responsibilities depend on the property, purchase agreement and financing arrangements. Use current estimates for the home you are considering.
Discuss Your Purchase BudgetMortgage document reference: Loan Estimate guide and Closing Disclosure guide.
